We know that retirement is that stage missed by people when we are of working age, safe on more than one occasion, even in jest, we have all said “I should retire” even though we really do not know what this means; we also know that this stage is the moment where the responsibilities with a company are finished and now you can dedicate yourself and your family.
However, it is important to mention that retirement does not start from the moment you no longer work, as everyone believes, in reality, due to its importance and importance in life, it should start some months and even a couple of years before the day arrived.
Retirement, as we know, is limited by the end of work activities.
They were many years and several decades in which you were of service and you offered your knowledge for a particular company and that is why, the rhythm of life to which you were accustomed, has negative psychological effects on you from which you know that the moment to abandon those activities is coming.
Retirement, as I mentioned above, should start long before the time really comes to distance yourself from the routine.
Planning is always a tool in favor and is fundamental for this type of event, since the retreat, far from being a stage, should be seen as a life project as it was done when you decided the career you wanted to study or when You made the decision to start a family.
We should not only think about it when we talk about a pension and the percentage we want to achieve. It is also important to define the plans and projects that we will carry out during the following years.
For example, all people decide that they want to travel, however, the lack of planning often causes them not to realize their plans and then, they begin to feel sad because they have not been able to meet their goals, even when the lack of time no longer It is a pretext.
For this and many more reasons is that depression is one of the diseases that most afflict retired women.
In reality, there are many factors involved in it and that is why it is advisable to seek psychological help as it also becomes a good opportunity to begin to define the plans to follow during this period. That is why, if you start to feel slightly depressed, you should not worry about it and it is better to look for options that help you feel better.
Another of the most recurrent reasons why depression appears during retirement is the lack of money.
If we leave aside the moment in which we are now and we start thinking about the emotions that can be felt during retirement, surely we can think of helplessness, unhappiness, insecurity, and some others.
Now, imagine this coupled with the feeling of feeling that money is not enough and also, think that you have little chance to increase your income.
It is true that depression for lack of money can appear at any age, however, being realistic and from a very objective point of view, it is also true that during retirement there are not many opportunities to work anywhere and make a profit.
That is why you should think of other possibilities to achieve it. How would you do it? Let’s see some possible solutions for depression due to lack of money:
Collaborate in some jobs that generate extra income: We are not talking about returning to work under the same rhythm that you have been for years, in fact, it is the opposite.
You can go to places where you only collaborate some days and for a few hours, for example, as “Staff” in cultural or social events, it is common that when there will be celebrations or specific festivities, staff will be recruited only to be a few hours.
There are also possibilities to do it as “Freelance” depending on the area and industry where you worked during your life. It is common for Accountants, Writers, Journalists, Designers, Photographers, among many other activities to be performed independently to companies.
Use your knowledge and experience to make a profit: Why work with someone if you can do it for yourself? To generate extra profits you do not have to look for other people when your experience and the knowledge that you have obtained for years can be used completely in your favor.
On your own you can start a company in your area of wisdom, this will allow you, in addition, to staying active, continue to produce profits for you and thus, enjoy your retirement without economic constraints.
On the other hand, remaining productive within your industry will force you to stay updated on important issues.
Apply for a loan to finance your projects: If you find it a little strange and impossible to apply for a loan when you no longer work for a company, we want to tell you if there is a possibility of doing so.
Uswings loan can be an option to finance the projects that you had planned previously and that due to the lack of money you could not get going.
From knowing another country, investing in a company or putting your own business, all these actions are possible when you have the opportunity to access financing that trusts you.
So, now you can enjoy your retirement!
Do not let the negative emotions influence your life and better, turn them around with a loan that besides financing your projects, will keep you active and motivated every day.
Look for a credit option that suits you but above all, that does not affect the payment of your pension.
Remember that finance is a matter of administration, that is why the more you learn about the subject, everything will be reflected in your pockets. Apply for the credit that will give you more freedom every day.